After a truck accident, victims expect insurance companies to handle claims fairly. Unfortunately, many valid claims are denied. If this happens, there are steps our Raleigh, NC truck accident lawyer can help you take to appeal the decision and fight for the compensation you need to recover.
Our firm has assisted hundreds of clients in recovering millions of dollars in compensation after accidents. With decades of combined experience, our attorneys have the knowledge necessary to provide the dedicated legal assistance that you deserve. Contact the Burton Law Firm today to determine how we can assist you with your truck accident case.
Reasons A Truck Accident Claim May Be Denied
Insurance companies deny claims for several reasons. Common explanations include insufficient evidence, missed deadlines, or disputes over liability. Sometimes, they argue that the injuries were not caused by the accident or that the claim exceeds policy limits. In other cases, they may claim a policy exclusion applies.
Reviewing the denial letter carefully is the first step. This letter should explain the reason for the denial and outline any appeal options. If the explanation seems unclear or unfair, our team will help you understand the denial and the best steps to take moving forward.
Gathering Evidence For An Appeal
Stronger evidence can make a difference in an appeal. If the denial is due to a lack of proof, our attorney can help you collect medical records, police reports, witness statements, and photographs from the scene. If liability is disputed, obtaining surveillance footage or hiring an accident reconstruction professional may be necessary.
If the insurance company claims a pre-existing condition is responsible for the injuries, medical documentation can help clarify how the accident worsened prior health issues. Statements from doctors and ongoing treatment records can help support the case.
Steps To Take When Filing An Appeal
Appealing a claim denial involves submitting a formal request for reconsideration. The appeal should include:
- A written explanation of why the denial is incorrect
- Copies of all supporting documents
- A request for a reevaluation of the claim
It is important to follow all deadlines listed in the denial letter. Missing an appeal deadline can result in losing the right to challenge the decision. If the insurance company continues to deny the claim, other legal options may be available. Before taking these steps, it is important to consult with our experienced attorney, who will help you understand all important aspects of our claim.
When A Lawsuit May Be Necessary
If the appeal is unsuccessful, filing a lawsuit may be the next step. Insurance companies are more likely to take a case seriously when legal action is involved. A lawsuit can allow us to present evidence before a judge or jury, rather than leaving the decision in the hands of the insurance company.
The legal process can involve depositions, mediation, and, if necessary, a trial. Settlement discussions often happen along the way, and many cases are resolved before reaching court. Having an attorney who understands these cases can be beneficial when dealing with aggressive insurance tactics.
Contact Our Raleigh Truck Accident Lawyer Today
Appealing a truck accident claim denial can be frustrating, but you do not have to go through it alone. We help clients fight for the compensation they deserve after serious accidents. If you have received a denial, we can review your case and discuss the next steps. Contact the Burton Law Firm today to schedule a consultation.